Designed to make cross-border payments a breeze, Stellar is all about speed and tiny fees. Right now, XLM is hovering around $0.40, with a market cap of about $12.6B and 31.3B coins in circulation. Stellar isn’t just about sending money—it’s teaming up with big names like IBM, PayPal, and MoneyGram, and its new Soroban smart contracts are dipping toes into DeFi. Low fees, lightning-fast transactions, and serious partnerships keep Stellar in the spotlight. Whether you’re sending a small payment or dreaming big about blockchain adoption, Stellar’s got the moves.